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Surf Now, Pay Later

How it Works

Pay over time with Shop Pay installments. In collaboration with affirm, you can select 3, 6, and 12 month payment options at checkout. With no extra fees and 0% interest options, you pay what you want, when you want.

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Example: A $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

Shop Pay FAQ

Can I Pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make payments?

You can make or schedule payments through Shop Pay. They will contact you email and text reminders when a payment is due.

Does checking my eligibility affect my credit score?

No. Checking does not effect your credit score.

Can items bought through Shop Pay installments and affirm be returned?

If the item qualifies to be returned under our return policy, you can contact our customer service team to get started.

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